Money Management at Walter Graham
Investing Responsibly, Growing Sustainably
At Walter Graham, we understand and appreciate the trust you place in us to handle your investments, so we shape our approach to suit your risk tolerance and investment preferences to ensure you feel confident about the direction your financial future is heading in.
Our Guiding Principles
In a world that is unpredictable, irrational, and quite often short-term in its perspective, we focus on protecting and growing your wealth by focusing on a few guiding principles:
-
Taking Measured Risks
While risk can never be entirely eliminated from any decision or action we take, we can make sure our choices are smart, and the risks are measured and do not jeopardize an entire portfolio or your capital. We carefully study a range of diverse, high-quality investments that can withstand changing economic cycles, adjusting the risk and reward profile to fit your needs.
-
Steady Growth
We aim for consistent, inflation-adjusted returns over reasonable periods, and while equities tend to drive the majority of gains, they can be volatile, so we mitigate this with careful asset selection and diversification into assets such as fixed income, real estate, infrastructure, alternatives, and commodities.
-
Focusing on Real Capital Value
Transaction costs, taxes, and inflation all eat into profits, so we concentrate on growing the actual value of your capital to help you meet your investment goals.
-
Long-Term Horizon
Although we look for opportunities caused by short-term market movements, our primary focus is on long-term asset value growth while maintaining a flexible approach that can be adapted to changing economic and market conditions.
-
Proprietary Research
We approach research as a collaborative exercise, drawing on expert knowledge from people specializing in a range of different areas across Walter Graham. Most of our investment managers are involved in research in some way, and we find this collaboration reduces biases and ensures we select the investments that are most suited to client needs.
Achieving Investment Goals
Understanding Your Needs
Each client has unique objectives, ambitions, and circumstances. We work closely with you to understand these elements and build a portfolio that aligns with your goals, risk tolerance, and time horizon. This ongoing process adapts as your situation changes.
Building Your Portfolio
To drive long-term performance, we believe in a balanced mix of assets, including equities, fixed income, and alternatives. Our in-house team develops asset-allocation strategies, which your account manager will fine-tune to meet your needs.
Responsible Investment
Walter Graham is committed to incorporating Environmental, Social, and Governance (ESG) factors into our investment decisions and actively engages with companies to promote sustainability. As advocates of responsible investing, we tailor our approach to align with your values and goals.
