Having your investments managed by the Walter Graham Discretionary Investment Management service allows you to delegate the day-to-day responsibility of managing your investments to a professional, giving you peace of mind knowing your investments are in capable hands and are receiving the attention and time they need.
At Walter Graham, your account manager will work closely with you to iron out what your priorities are, what your objectives are, and how long you intend to invest before creating a custom investment portfolio around your needs, values, and goals. All decisions, including the buying and selling and the routine administration of the portfolio, are handled by Walter Graham, leaving you free to enjoy life without worrying about market volatility or stock price fluctuations.
Just like our clients, we value financial security. We are cautious about incurring losses, so we only take calculated, measured risks to preserve and grow your wealth and ensure your financial good health.
You'll have the benefit of building a long-term partnership with your dedicated account manager, who you will get to know very well, and they will get to know you, your circumstances, needs, and situation. Our team-based approach means that your account manager does not work alone, though, and can call on the full support of all our researchers, analysts, and other specialists when needed.
Our research and asset allocation teams work together to ensure we make unbiased, logical, and well-informed investment choices that are in the best interest of our clients.
We'll speak regularly to review progress, update you about any action we have taken on your behalf, discuss any changes in your circumstances, and check on the performance of your portfolio.
Discretionary investment management is where you delegate control, day-to-day management, and buying and selling decisions to a professional after discussing and agreeing on your goals, needs, risk tolerance, and other priorities.
If you have a discretionary service, you are hands-off, and all decisions are made on your behalf, whereas with an advisory service, you are provided with recommendations and suggestions, but you have the final decision-making authority.
Using a discretionary service means you can relax knowing professionals are managing your investments, so you do not need to be an experienced investor, follow the markets, or keep a close eye on your holdings on a daily basis.
After agreeing on your goals and priorities, your account manager will create an investment portfolio designed to achieve those objectives, using a mix of equities, bonds, and other appropriate asset classes.
You will have regular conversations, updates, and reviews with your account manager, but you can access your portfolio online at any time.
If your financial situation or objectives change, your investment strategy can be adjusted accordingly. Regular conversations with your account manager ensure your portfolio stays aligned with your circumstances and goals.
While risk can never be totally avoided, creating a well-diversified portfolio protects you from volatility in individual asset classes and sectors. Individual holdings are also constantly monitored, and when a change is needed, action is taken on your behalf.
If you tell us about specific ethical or other considerations you want to incorporate into your investment strategy, we can do that. It may, however, restrict our ability to diversify as we would wish or limit our choice of investments. Speak to your account manager directly about any specific restrictions you would like to incorporate.
